Substrax - Personal Finance Manager | Budget Tracker, Expense & Subscription Management

Smart Subscription Management

Track & Control Every Subscription in One Place

Mirror your finances securely. No bank connection required. Smart alerts. Collaborative features. Control all your recurring payments, organized the way you live.

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VISA
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Premium Expense Ledger

Track & Control Every Expense in One Place

Visualize your spending habits. Categorize transactions. Set budgets. See exactly where your money goes every month.

Total Spent

$1,240.50

+12.5%
Food & Dining$540
Transportation$320

Grocery Store

Today, 2:30 PM

-$85.20

Uber Ride

Yesterday

-$24.50

Starbucks

Yesterday

-$6.50
Debt & Loan Ledger

Track & Control Every Debt in One Place

Never lose track of who owes you money or who you owe. Split bills, track loans, and settle debts with anyone.

Net Balance

+$345.00

JD

John Doe

Dinner Bill

+$45.00Owes you
AS

Alice Smith

Concert Ticket

-$85.00You owe
MK

Mike K.

Utilities Split

+$120.00Owes you
3 active debts
Financial Goals & Savings

Track & Control Every Goal in One Place

Set targets for big purchases, vacations, or emergency funds. Visualize your progress and reach your financial dreams faster.

Total Savings

$12,450

Bali Trip
$2,400 / $3,000
80% completed$600 to go
MacBook Pro
$800 / $2,500
32% completed$1,700 to go
Emergency Fund
$10k / $10k
Goal Reached! 🎉
Powerful Features

Everything You Need in One Place

From tracking daily expenses with receipts to planning long-term goals and managing debts, Substrax has all the tools you need for complete financial control.

Multiple Wallets

Create digital twins of your bank accounts, credit cards, and cash. Keep everything organized without sharing your bank credentials.

Main Wallet
$2,450

Transaction Tracking

Track all income and expenses with receipt attachments. Upload up to 5 files per transaction.

TOTAL$45.20
Scanned!

Shopping Lists

Plan purchases with wishlists, track prices over time, and compare vendors before buying.

Milk & Eggs$8.50
Coffee Beans$14.00
Bread

Cloud Documents

Store receipts, invoices, and financial documents in the cloud. Access from anywhere.

Invoices
Tax.pdf

Spending History

Income vs expenses charts, category breakdowns, and spending trends over time.

+24% Growth

Collaborative Access

Invite your accountant, partner, or team members. Share wallet access and manage shared budgets together.

JD
AS
MK
Sharing Expenses

Smart AI Scanning

Automatically extract details from receipts and invoices using advanced AI. Just snap, verify, and save in seconds.

TOTAL$45.20
Scanned!

Auto-Charge Subscriptions

Never miss a payment. Auto-charge subscriptions on due dates with trial period support.

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NetflixNext: Tomorrow
$15.99
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SpotifyPaid today
Auto-Paid

Smart Budgets

Set weekly, monthly, or yearly budgets by category. Get alerts at 80% and track spending.

80%Used

Financial Goals

Create savings goals, debt payoff plans, and income targets. Track progress with celebrations.

Vacation$2k / $3k
Car$5k / $15k

Debt Ledger

Track money you owe and money owed to you. Set due dates and never lose track of loans.

+$50
-$25

Why a Web App is Better

Most finance apps are trapped on your phone. SubsTrax lives on the web, giving you the power of a desktop application with the freedom to access it from anywhere.

Works on Every Device

No App Store Limits

Don't be restricted to one mobile OS. Access your finances from your work laptop, home desktop, tablet, or any phone browser. No installation required.

Unified Financial Hub

Stop switching between apps. Log daily expenses, track auto-charging subscriptions, and manage family budgets all in one unified wallet system.

Desktop-Class Cloud Storage

Upload bulk invoices, organize tax documents, and manage receipts with the ease of a desktop file system. Your documents are safe in the cloud.

Simple Process

Get Started in Minutes

Setting up your financial hub is quick and easy. No complicated setup required.

Free Trial30 DAYS

1. Create Account

Sign up in seconds with just your email. No credit card required to start your 30 days free trial.

2. Mirror Your Accounts

Create wallets that mimic your real-life bank accounts and credit cards. No connection or passwords required.

3. Start Managing

Track expenses, analyze spending habits, and achieve your financial goals with your family.

Take Control of Your
Finances

Manage wallets, track subscriptions, set financial goals, and build wealth with an intuitive platform designed for you.

No credit card required
Cancel anytime
Bank-level security

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